Early on, we taught our kids the value of saving. They first started collecting loose change and putting them inside their coin banks or the piggy bank. Soon they have the bills, given on special occasions by their aunts, uncles, grandfathers, grandmothers and godparents. They also put it inside their toy cash box. We also gave them money for their baon on school days, whatever change or extra they have, goes to their savings. One of my kids don't spend much in school because she brings sandwiches/cookies and juice in tetra pack for her snacks. She's really bent on saving. A month ago, we decided to introduce to them the idea of banking. So we opened a savings account on their names in the nearby Banco de Oro branch. Here's her first transaction...

Gabbie's turn to make a deposit...

waiting for her passbook....
